What the 11 June 2024 ban on credit cards and crypto covers

Since 11 June 2024, credit cards, credit-based funds including digital wallets, and digital currency are banned for online and phone wagering in Australia. It applies to licensed wagering providers. Source: ACMA credit ban page, checked 13 November 2026. Lotteries are not affected. This is a plain-language summary, not legal advice.

The rule

ACMA states the ban covers three things when used to pay for online or phone bets:

credit cards;
funds on a credit basis, including digital wallets funded that way;
digital currency, which includes crypto.

On this site we mention them only as banned. We do not list any operator as accepting them.

Short answer: credit, credit-funded wallets and crypto are banned for online and phone bets since 11 June 2024.

What the ban does not cover

Lotteries. ACMA says they are not affected.
Debit cards. A Visa or Mastercard debit card is not on the banned list.
Wallets linked to a debit card. Apple Pay and Google Pay are allowed on that basis.

Which payment methods each operator accepts is not confirmed here. See debit cards and Apple Pay and Google Pay for the status of each page, and the payments hub.

The National Consumer Protection Framework for Online Wagering (NCPF), measure 2, covers small-amount loans. Our notes say it bars them on an operator's site and reaches the operator's affiliated organisations. Whether that reaches marketing partners is not confirmed.

ACMA also states that it is unlawful for an operator to help a customer get credit from third parties, such as payday lenders. See the NCPF summary.

The 2026 review

The Department of Infrastructure lists a consultation, "Review of the credit card ban for online wagering", from 29 October to 27 November 2026. An issues paper was issued in October 2026; we have not read its text.

On 13 November 2026 the consultation is open. When it closes we will add the outcome in the past tense, with the date we checked. Until the Department announces a change, the ban in this page remains the rule we describe.

Follow changes on rule changes.

What we have not checked

The current text on the ACMA credit ban page beyond our notes of 6 November 2026.
Any operator's own list of payment methods.
The issues paper from the Department.

An operator that is not found to list a method on a page we read is reported as not found on that page, not as refusing it.

18+ and where to get help

18+ only. Gambling can be harmful. Need help? Call Gambling Help Online on 1800 858 858 (free, 24/7) or visit gamblinghelponline.org.au. To exclude yourself from licensed Australian online and phone wagering providers, register with BetStop at betstop.gov.au.

Sources: ACMA, Credit ban; Department of Infrastructure, Gambling; NCPF policy statement, 26 November 2018.

FAQ

Can you bet with a credit card in Australia?

No. Since 11 June 2024 credit cards are banned for online and phone wagering, along with credit-based funds, including digital wallets, and digital currency.

Does the ban cover lotteries?

No. Our notes from ACMA say lotteries are not affected.

Can I use Apple Pay or Google Pay?

Only when the wallet is linked to a debit card, per ACMA's credit ban page as read in our notes. A wallet funded by credit is covered by the ban.

Is the ban under review?

Yes. The Department of Infrastructure lists a consultation, Review of the credit card ban for online wagering, open from 29 October to 27 November 2026. It was still open on 13 November 2026.