Apple Pay and Google Pay with bookmakers: the debit-card condition

The condition in one place

ACMA's Credit ban page covers credit cards, credit-based digital wallets and digital currency. A wallet that draws on a debit card is not on that list.

In practice the condition turns on the card behind the wallet, not the wallet itself. The same phone can hold both kinds of card.

This site states the condition from ACMA's page and adds nothing about how any wallet is built.

Where this stands: debit-linked wallets are acceptable under the condition; credit-linked ones fall under the ban.

What happens with a credit card behind the wallet

A credit card added to a wallet is still a credit card for this purpose. A deposit through it is the situation the ban describes.

We do not say how an operator or a bank detects this, or what message you will see. Neither fact has been read, and we will not guess.

If a wallet deposit is declined, the checks on Declined deposit: the rules and the checks behind it set out where to look.

Where this stands: the card behind the wallet decides; the detection method is not stated.

What candidate operators list

Licences for these names are to be confirmed in the ACMA register on publication day.

Where this stands: the wallet cells are unread, so no operator is counted.

Sources still to be read

Apple's and Google's own pages on adding a card to a wallet will be cited, and only those pages. Any step they describe is quoted with its date.

Until they are read, we do not describe how a card is added or how a wallet pays.

Where this stands: two vendor pages are missing; the page does not fill the gap from memory.

When this page stays published

This page needs at least three operators with a wallet line on a read banking page. If fewer, it merges into the page on debit cards.

Where this stands: three confirmed operators are the threshold.

18+ only. Gamble responsibly.

A wallet makes paying quick, which is why a limit set beforehand matters.

18+ only. Gambling can be harmful. Need help? Call Gambling Help Online on 1800 858 858 (free, 24/7) or visit gamblinghelponline.org.au. To exclude yourself from licensed Australian online and phone wagering providers, register with BetStop at betstop.gov.au.

More on the tools: How BetStop works and who has to take part and Gambling can be harmful: where to get help in Australia. We are not a bookmaker and do not take bets.