Debit cards for betting: what still works after 11 June 2024
ACMA's credit ban, in force for online and phone wagering since 11 June 2024, lists credit cards, credit-based digital wallets and digital currency. Debit cards are not on that list. Which Australian bookmakers accept Visa or Mastercard debit is stated on each banking page; as at 13 November 2026 none of those pages has been read for this edition, so the operator cells read Not confirmed.
What the ban covers and what it leaves
ACMA's Credit ban page states the scope: credit cards, credit-based digital wallets and digital currency, for online and phone wagering, from 11 June 2024. Lotteries are not affected.
Debit cards are not named. That is the whole legal position this page relies on. It does not say any operator accepts them.
The card issuer, not the bookmaker, knows how a card is classified. If you are unsure, ask the bank that issued it.
Where this stands: the ban names three things, and debit cards are not among them.
The ban is under review
The Department of Infrastructure lists a consultation, Review of the credit card ban for online wagering, open from 29 October to 27 November 2026. An issues paper followed in October 2026.
We have not read the paper's text, so we state no proposal from it. Any change would come through the Department or ACMA, and we would date it here.
Until then the ban as ACMA describes it is the rule we cite. Weekly checks of ACMA and the Department are part of our update schedule.
Where this stands: the rule is stable today, and a review is open.
What operators' banking pages say about cards
Six candidate operators are listed first. Licences are to be confirmed in the ACMA register on publication day.
| Operator (candidate, licence to be confirmed) | Visa debit listed | Mastercard debit listed | Card conditions published |
|---|---|---|---|
| Sportsbet | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
| bet365 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
| Ladbrokes | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
| Neds | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
| TAB | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
| Dabble | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 | Not confirmed on 2026-11-13 |
Where this stands: no banking page has been read, so no card claim is recorded.
Wallets and prepaid cards
Apple Pay and Google Pay are covered on Apple Pay and Google Pay with bookmakers: the debit-card condition: ACMA's condition is that a wallet works only when it is linked to a debit card.
Prepaid cards are not confirmed either way. The wider rules are on What the 11 June 2024 ban on credit cards and crypto covers and the other methods in Which payment methods do the bookmakers say they accept?. We will not name a prepaid product until an operator's page does.
We also do not publish scheme rules for Visa or Mastercard unless the schemes publish them and we have read them.
Where this stands: wallets follow the debit-card condition; prepaid cards are not confirmed.
What we will capture from each page
For each operator with a debit-card line: the card brands named, the deposit minimum in A$, any fee, and whether the same card can receive a withdrawal. Each value carries a URL and a date.
The page stays a conditional frame until three operators have a read banking page. Below that, it merges into the payment methods snapshot.
Where this stands: four values per operator, each with a URL and a date.
18+ only. Gamble responsibly.
A debit card pays out of your own money. Decide a limit before the first deposit.
18+ only. Gambling can be harmful. Need help? Call Gambling Help Online on 1800 858 858 (free, 24/7) or visit gamblinghelponline.org.au. To exclude yourself from licensed Australian online and phone wagering providers, register with BetStop at betstop.gov.au.
More on the tools: How BetStop works and who has to take part and Gambling can be harmful: where to get help in Australia. We are not a bookmaker and do not take bets.
FAQ
Can I still use a debit card with a bookmaker?
ACMA's credit ban lists credit cards, credit-based digital wallets and digital currency. Debit cards are not on that list. Whether a given operator takes Visa or Mastercard debit is on its banking page, which has not been read yet for this edition.
What does the credit ban cover?
Since 11 June 2024 ACMA says it covers credit cards, credit-based digital wallets and digital currency for online and phone wagering. Lotteries are not affected.
Is the ban being reviewed?
The Department of Infrastructure listed a consultation, Review of the credit card ban for online wagering, from 29 October to 27 November 2026. An issues paper was published in October 2026; its text has not been read for this page.
Why would a debit deposit be declined?
The card type, the bank's own decision, an unfinished identity check or a deposit limit can each stop a payment. The checks are set out on a separate page and carry no promise of success.
What about Apple Pay and Google Pay?
ACMA's condition is that a wallet is acceptable only when linked to a debit card. A separate page covers the condition and the operators that list wallets.